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What Are My Options For Cheap Car Insurance In Georgia?

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 Cheap Car Insurance In Georgia- aliekspress site

Car insurance has become more expensive for many drivers in Georgia in recent years, but some car insurance providers in Georgia offer cheaper rates than others. Read on to discover the cheapest car insurance in Georgia for good drivers, young drivers, people with points on their driving records and people with poor credit. When shopping for the best car insurance, be sure to compare policies and prices from multiple providers.

 

 Cheapest car insurance in Georgia

According to our rate estimates, USAA is typically the cheapest option for car insurance in Georgia, with an average cost of $1,107 a year for a full coverage policy. Nationwide and Auto-Owners follow with annual costs of $1,255 and $1,278, respectively.

 

Car Insurance Company Estimated Annual Cost* USAA $1,107 Nationwide $1,256 Auto-Owners $1,279 Geico $1,352 Georgia Farm Bureau $1,393 Progressive $1,418 State Farm $1,599 How much is car insurance in Georgia? 

 

According to the National Association of Insurance Commissioners (NAIC), drivers in Georgia paid about $1,212 on average for car insurance in 2018. In other words, drivers paid an average of $101 a month for coverage. This average includes both minimum coverage and full coverage policies.

 

Compared to the rest of the nation, car insurance in Georgia is almost 15% more expensive. Drivers across the country paid an average of $1,057 in 2018. That said, the rates you find may be much higher or lower depending on where you live, your driving record and other demographic information.

 

Let’s see how much Georgia car insurance costs for different types of drivers.

Cheapest Georgia car insurance for young drivers

According to our cost estimates, USAA, Auto-Owners and Nationwide are among the cheapest options for younger drivers in Georgia.

 

  • Cheapest car insurance in Georgia
  • 5 car insurance options in Georgia
  • Georgia car insurance requirements
  • How to get car insurance in Georgia
  • Frequently asked questions
  • Our methodology
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     Car Insurance Company Estimated Annual Cost* USAA $1,481 Auto-Owners $1,635 Nationwide $1,960 State Farm $2,138 Progressive $2,154 Cheapest Georgia car insurance for drivers with a speeding ticket 

     

    Having a recent speeding ticket will raise your rates, but USAA, Georgia Farm Bureau and Nationwide are typically the most affordable options. 

     

    Car Insurance Company Estimated Annual Cost* USAA $1,367 Georgia Farm Bureau $1,393 Nationwide $1,527 Geico $1,571 Auto-Owners $1,687 Cheapest Georgia car insurance for drivers with a recent accident 

     

    If you have an accident on your record, USAA, Auto-Owners and State Farm tend to offer the most affordable rates.

     

    Car Insurance Company Estimated Annual Cost* USAA $1,622 Auto-Owners $1,769 State Farm $1,899 Georgia Farm Bureau $1,919 Nationwide $2,173 Cheapest Georgia car insurance for drivers with poor credit 

     

    Having poor credit can double your car insurance rates, depending on the situation. In Georgia, Nationwide, Geico and USAA are generally the best options for drivers with bad credit.

     

    Car Insurance Company Estimated Annual Cost* Nationwide $1,660 Geico $1,907 USAA $1,980 Progressive $2,170 Auto-Owners $2,311 5 car insurance options in Georgia 

     

    Here is how we rated five companies that offer car insurance in Georgia.

    Georgia Car Insurance Companies Overall Rating Coverage Rating Cost Rating 1. USAA 9.1 8.5 9.5 2. Geico 9.1 8.5 8.5 3. State Farm 8.6 8.5 8.0 4. Nationwide 8.2 9.0 7.0 5. Georgia Farm Bureau 7.3 6.5 7.0

    (Our research team considers nationwide factors when rating providers. The ranking order of providers in this table is specific to car insurance in Georgia.)

     

     1. USAA

    USAA offers some of the cheapest car insurance in Georgia for many drivers. Founded in 1922, the company has grown to become the fifth-largest car insurance provider in the country, according to NAIC data. USAA is available only to military members, veterans and their immediate families.

     

    With USAA, you can select from a variety of auto insurance coverage options. The company offers useful car insurance discounts, including discounts for military installation and low annual mileage. USAA also performed well in numerous J.D. Power surveys in 2020 and 2021.

     

    2. Geico

    If you don’t qualify for USAA, you might want to look at a Geico policy. Founded in 1936, Geico has an A++ financial strength rating from AM Best and an A+ rating from the Better Business Bureau (BBB).

     

    Since Geico offers over a dozen discounts, there’s a good chance you can qualify for a few. Geico insurance comes with all the standard coverage options for drivers in Georgia, plus a few extras:

     

    Geico Pros Geico Cons Affordable for drivers with bad credit No usage-based insurance in Georgia Good selection of extra options A++ financial strength rating 3. State Farm 

     

    If you’re a young driver or a student, it may be a good idea to get a car insurance quote from State Farm. State Farm’s Steer Clear® program helps young drivers hone their skills and save money at the same time, and the company’s good student discount of up to 25% can help young drivers save even more. 

     

    State Farm has been around since 1922. Since then, it’s grown to become the largest car insurance provider in the country. According to the NAIC, the company wrote over $40 billion in premiums in 2020. State Farm backs its size up with an AM Best financial rating of A++.

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